inKind's Unique 0% Interest Funding
We finance 500 of the best independent restaurants in the US and Australia every year.
Started by restaurant owners and not bankers, our unique funding solution provides low cost capital and access to the inKind network of restaurants and customers.
How it works
Get Funded Quickly
Apply to let us know about your needs. Get funding in less than a week from when you apply.
Grow Your Empire
We provide $10,000 - $1,000,000 for new or existing restaurants and restaurant groups.
Repay With No Interest
You pay back inKind weekly with 0% interest over 6-12 months.*
Calculate your payments
Ways to use your funding
Open a new location
We'd love to help you grow your vision and expand your current operation.
Working capital
Need extra cashflow? We're happy to help provide you with operational funds to continue serving great food.
Renovations and Equipment
Upgrade your restaurant or your equipment without disrupting your financials.
Pay back investors faster
Running a successful restaurant but stuck paying off investors? Let us help you realize profits quicker.
How inKind makes money
When you receive funding from inKind, we receive food and beverage credit to your restaurant.
We sell restaurant credit together
inKind works with you to sell the food and beverage credit you shared with us.

Guests buy high dollar gift cards that usually take 2-3 years to redeem to your restaurant.

Guests who buy these gift cards spend 80% more per visit and come in 250% more often.
inKind Funding Eligibility
inKind funds restaurants that produce great food and terrific drinks, but more importantly, we fund restaurant owners who believe in the ability for hospitality to impact their communities.
inKind will work with you before you open, but you must have a signed lease. We also fund existing restaurant locations, grocerry stores and online food companies with kitchens.
Featured Clients
We've helped over 350 restaurants and food businesses in the US and Australia.
Only. Specialty Coffee
Brisbane, Australia

You'll be hard pressed to find a venue more passionate about delivering the perfect cup of coffee & showcasing the best roasters that Australia has to offer.
Dan Arnold
Brisbane, Australia

Dan and his wife Amelie opened their restaurant in July 2018 in Fortitude Valley, Brisbane. Since then, Dan and his team are creating tasting menus using ingredients sourced from small producers and local farms.
Shy John & Yum Cha
Perth, Australia

Bringing together authentic Cantonese and exceptional brewing, right in the heart of Yagan Square. Look no further for a lively atmosphere and a great place to explore your palate.
Yiasou George
Adelaide, Australia

A lively Mediterranean inspired restaurant in the heart of Adelaide's East End. Funky tunes, wood fired eats and plenty of booze to accompany the good times!
Rogue Bistro
Brisbane, Australia

A spacious venue with contemporary, minimalist decor, this gorgeous restaurant allows you to experience the simplicity of good food with their new take on modern dining.
X Cargo
Brisbane, Australia

A predominantly outdoor playground complete with shipping containers, function and event spaces. Featuring a collection of distinct spaces using stacked shipping containers and purpose-built infrastructure.
Get started today